If you live in the UK, and in an historical or unique edifice, you should seriously consider getting specialist home insurance. Getting an insurance quote for your thoroughly unique building is not hard; here’s what you need to think about. Ask about separate flood insurance if your live in a flood-prone area. Rebuild costs of unique buildings, like thatched ones, are quite expensive, and must be covered as well. If your house was built using timber frame using the old techniques, it should still be insured. Keep in mind that in case of substantial damage to your unique homes, it’s better to have a good specialist home insurance.
